Last updated: April 24, 2026
Effective date: April 24, 2026 · Version 2.0
Please read these Terms carefully. They contain a binding arbitration agreement and a class-action waiver (Section 20), limit our liability to you (Sections 17 and 18), require you to indemnify us in some circumstances (Section 19), and contain health, wellness, and AI disclaimers that govern your use of the Service (Sections 12, 13, and 14). By creating an account or using the Service you agree to all of them.
These Terms of Service (the “Terms”) form a legally binding agreement between you and Withloam Inc., a Delaware corporation (“Loam,” “we,” “us,” or “our”), governing your access to and use of the Loam mobile application (the “App”) and the website at withloam.app (the “Site,” together with the App, the “Service”). By creating an account, downloading the App, or otherwise accessing the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated into these Terms by reference. If you do not agree to these Terms, do not access or use the Service.
If you accept these Terms on behalf of an organization, you represent that you have authority to bind that organization, in which case “you” refers to the organization.
You must be at least 13 years of age to use the Service. The App enforces this minimum age through a server-side age affirmation recorded in your account. If you are between 13 and the age of legal majority in your jurisdiction (typically 18), you confirm that a parent or legal guardian has reviewed these Terms and consents to your use of the Service. Where local law requires a higher digital age of consent (for example, age 14, 15, or 16 under the GDPR in certain EU Member States), users below that local age must additionally have parental or guardian consent, and we will rely on your representation that such consent has been obtained. You must also have legal capacity to enter into these Terms and you must not be barred from using the Service under the laws of your country of residence or any other applicable jurisdiction. We reserve the right to refuse service, close accounts, or cancel orders at our discretion.
To access most features you must create an account using a supported sign-in method (Apple, Google, or Facebook). You agree to provide accurate information, to keep that information current, to maintain the security of your account credentials at the provider, and to be solely responsible for all activity occurring under your account. You agree to notify us promptly at [email protected] if you become aware of any unauthorized use of your account.
We reserve the right to suspend, restrict, or terminate your account at our discretion if you violate these Terms, if your account shows no activity for a continuous period of 24 months, if required by applicable law, or if continued provision would expose us or other users to legal, security, or safety risk.
Loam provides guided meditations, breathing exercises, sleep stories and soundscapes, journaling, mood and wellness tracking, program (collection) progression, soundscape mixing, AI-personalized meditation sessions (“The Moment”), a text-based AI wellness companion (“Sage”), and an optional voice-based AI wellness companion (“Sage Voice”). Content, features, and limits may change as the Service evolves. The Service is offered for general wellness and informational purposes only and is not a substitute for professional medical, psychological, psychiatric, counseling, or emergency services. The detailed health and AI disclaimers in Sections 12, 13, and 14 govern your use of the Service.
Subject to your continuous compliance with these Terms, we grant you a personal, limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the App on a device you own or control and to access the Site, in each case solely for your personal, non-commercial use. We reserve all rights not expressly granted to you.
The free tier provides limited access to meditations, breathing exercises, micro-meditations, journaling, mood tracking, and one AI-generated Moment per week. Specific free-tier limits (for example the number of sessions per week, soundscape mixing restrictions, or voice-chat minute caps) are described in the App and may change as the Service evolves. We will provide reasonable notice of material changes that affect features you actively use.
A premium subscription unlocks the full meditation library, unlimited breathing exercises, advanced soundscape mixing including binaural beats, additional weekly AI-generated Moments and voice-chat minutes, and all guided programs. Subscription tiers, prices, billing frequency, and feature inclusions are displayed in the App at the time of purchase and are subject to the platform pricing in your country.
Moment Credits are consumable in-app purchases that allow you to generate AI-personalized meditation sessions beyond your weekly quota. Different session durations cost different numbers of credits (disclosed in the App). Credits are non-transferable, have no cash value, are not exchangeable for cash, and are not refundable except as required by applicable law or expressly described in Section 7 below. Unused credits do not expire while your account remains active; they are forfeited upon account termination.
Voice Credits are consumable in-app purchases that extend your monthly Sage Voice usage allowance. They are subject to the same non-transferability, no-cash-value, and non-refund conditions as Moment Credits. Sage Voice is also subject to the additional terms in Section 13.
All subscriptions and consumable purchases are billed and collected by the Apple App Store or Google Play Store (each, a “Store”) and intermediated by RevenueCat for receipt validation and entitlement synchronization. We do not collect or store your payment method. Each Store's terms and refund policies apply to the transaction and prevail in any conflict with this Section over the financial mechanics of your purchase.
Subscriptions automatically renew at the then-current price for the same renewal period unless you cancel at least 24 hours before the end of the current period. By starting a subscription you authorize the applicable Store to charge your selected payment method on a recurring basis until you cancel. You can view, manage, and cancel your subscription in your Store account settings (App Store or Google Play).
We may offer a free or discounted introductory period for the premium subscription. If you do not cancel before the end of the introductory period, you will be automatically charged the regular subscription price. Promotional offers are limited to one per account and may be withdrawn at any time.
You may cancel your subscription at any time through your Store account settings. Cancellation takes effect at the end of the current billing period — you retain premium access until then. Deleting the App alone does not cancel your subscription.
Refunds for subscriptions and consumables are processed by the applicable Store under its refund policy and are subject to that Store's discretion. Where required by mandatory consumer law (for example the 14-day right of withdrawal under EU Directive 2011/83/EU), refund rights provided by that law apply. By starting to use a consumable purchase (for example by generating a Moment with credits) you expressly request that we begin performance and you acknowledge that, to the extent performance is fully completed during the withdrawal period, the right of withdrawal may be lost in accordance with applicable law.
We may change subscription pricing from time to time. Material price increases will be communicated to you at least 30 days before they take effect and will apply at your next renewal. If you do not agree to the new price you may cancel before it takes effect.
You agree not to:
“Your Content” means any content you submit to the Service, including journal entries, mood notes, AI-session prompts, soundscape preset names, custom intentions, and Sage / Sage Voice messages. You retain ownership of Your Content. By submitting Your Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, transmit, process, encrypt, display, and make backup copies of Your Content solely as necessary to operate, secure, and provide the Service to you, to enforce these Terms, and to comply with our legal obligations. We will not sell Your Content. We will not use Your Content to train any AI or machine-learning model.
You represent and warrant that you have all rights necessary to submit Your Content; that Your Content does not infringe any third-party right; and that Your Content does not contain unsolicited personal data of any other identifiable individual (excluding incidental references that you would normally include in a private journal or therapy-style session).
If you choose to send us feedback, suggestions, ideas, or other input regarding the Service (“Feedback”), you grant us a perpetual, irrevocable, worldwide, royalty-free, sublicensable, transferable license to use, copy, modify, create derivative works from, distribute, and exploit the Feedback for any purpose, without any obligation or compensation to you. You waive any moral rights in Feedback to the extent permitted by law.
All content in the Service that we provide — including guided meditation scripts, audio recordings, soundscapes, narration, artwork, illustrations, animations, photographs, text, software, design, the Loam name and logos, and the look and feel of the App and Site — is owned by or licensed to Loam and is protected by copyright, trademark, trade dress, and other intellectual property laws. Except as expressly permitted by these Terms, you may not copy, modify, distribute, sell, lease, publicly perform, broadcast, sublicense, create derivative works of, or otherwise exploit any part of the Service.
Meditation scripts, audio, and conversational responses produced by The Moment, Sage, and Sage Voice are generated using third-party AI services on your behalf. We grant you a limited, personal, non-commercial license to listen to, replay, and revisit your generated content within the Service. You may not extract, redistribute, repackage, sell, broadcast, or commercially exploit AI-generated content from the Service. To the extent any rights vest in us in such content as a matter of law, we reserve them.
“Loam,” “withloam,” “The Moment,” “Sage,” “Sage Voice,” and our logos, taglines, and other distinctive brand elements are trademarks or service marks of Withloam Inc. You may not use them without our prior written permission, and you may not use any of our marks in a way that is likely to cause confusion or to disparage or discredit Loam.
From time to time we may make beta, preview, experimental, or early-access features available to you. Such features are provided “as is” without any warranty, may be unstable, may produce unexpected results, may be modified or discontinued at any time without notice, and may be subject to additional terms presented to you when you opt in. Use of beta features is at your discretion and at your own risk.
The Service is not a medical device. It is not intended to diagnose, treat, cure, mitigate, or prevent any disease or medical condition. Content provided through the Service — including guided meditations, breathing exercises, sleep stories, soundscapes, journaling prompts, mood tracking, and AI-generated sessions — is for general wellness and informational purposes only. It is not a replacement for professional medical advice, psychiatric or psychological treatment, counseling, therapy, or emergency services. Always seek the advice of a qualified health professional with any questions you have regarding a medical or mental-health condition.
Meditation, breathing exercises, soundscape exposure, binaural beats, prolonged stillness, body-awareness practices, and related wellness practices may not be suitable for everyone and may cause dizziness, lightheadedness, hyperventilation, discomfort, intrusive thoughts, sleep paralysis-like sensations, or emotional distress in some individuals. You voluntarily assume all risks associated with your use of the Service. You agree to discontinue any practice that causes discomfort and to seek medical attention if appropriate.
If you are pregnant, post-partum, have a history of seizures, a cardiovascular condition, a respiratory condition, post-traumatic stress, dissociation, psychosis, panic disorder, an eating disorder, or any other physical or mental-health condition, or if you are taking medication that may interact with relaxation or breath practices, consult your healthcare provider before using the Service. Some breath techniques (including extended breath-holds, paced rapid breathing, and certain pranayama variations) are contra-indicated for these populations.
The Service is not designed for crisis intervention. If you are experiencing a mental-health emergency, suicidal thoughts, intent to harm yourself or others, abuse, or any immediate danger, stop using the Service and contact your local emergency services (in the US, dial 911), the 988 Suicide & Crisis Lifeline (call or text 988 in the US), the Crisis Text Line (text HOME to 741741 in the US), or the equivalent resource in your country. Do not rely on Sage, Sage Voice, the Moment, or any other Service feature in a crisis.
Nothing provided through the Service creates a doctor-patient, therapist-client, counselor-client, coach-client, or any other professional caregiving relationship between you and Loam, our personnel, contractors, or third-party providers. Information you receive through the Service is informational only and is never individualized professional advice.
Sage (text) and Sage Voice (audio) are conversational AI companions. They are not therapists, psychologists, psychiatrists, physicians, counselors, nurses, social workers, coaches, or healers. Use of these features does not create a therapist-patient, doctor-patient, or any other professional relationship. AI companions can produce inaccurate, incomplete, inappropriate, or out-of-date responses and may fail to recognize crisis language or serious conditions. You acknowledge and accept these limitations.
Before your first Sage Voice session you will be asked to acknowledge the limitations described in this Section and the health disclaimer in Section 12. We record the timestamp of your acknowledgment. Continuing to use the feature after that acknowledgment constitutes your explicit, informed consent to its limitations.
During a Sage Voice call, your speech is processed in real time and transcribed to text. We do not record or persist the raw audio of your call. We retain a text transcript in encrypted form for up to 30 days for quality, safety, and abuse-prevention purposes, then automatically delete it. Section 1.5 of our Privacy Policy describes this in more detail.
We run automated safety classifiers on Sage and Sage Voice conversations. If our classifiers detect signals of crisis, self-harm, harm to others, abuse, or repeated misuse, we may (a) gently redirect the conversation, (b) display crisis resources, (c) end the session, (d) restrict your use of the feature, or (e) take any other action we reasonably determine to be appropriate to protect you, other users, or Loam. We may also retain a record of the classification outcome and the action taken for safety auditing.
Voice features are subject to monthly minute quotas (free and paid) which may change. Pre-deducted minute holds may be applied at the start of a call to prevent over-consumption and released at the end. We may rate-limit or temporarily restrict access to voice features to protect Service stability.
The Moment, Sage, and Sage Voice use third-party artificial intelligence services to generate personalized meditation scripts, audio, and conversational responses. AI-generated content may occasionally produce inaccurate, incomplete, outdated, biased, contextually inappropriate, or harmful guidance, may invent facts (“hallucinate”), and may sometimes fail to recognize crisis language or serious conditions. We do not and cannot review every AI-generated response before it reaches you. All AI-generated content — written, synthesized as audio, or spoken in a voice conversation — is provided “as is” without any guarantee of accuracy, therapeutic effectiveness, suitability, or fitness for your specific circumstances, and you use it at your own risk and discretion. Do not rely on AI-generated content as a substitute for guidance from a qualified wellness or healthcare professional.
On iOS, where you grant permission, the App writes mindful-minute summaries to Apple Health for completed sessions. We do not read heart rate, heart-rate variability, sleep, respiratory, or any other Health data through HealthKit. You may revoke this permission at any time in iOS Settings › Health › Data Access & Devices. Data received from HealthKit is governed by Apple's on-device privacy controls and never leaves your device through us. You agree to comply with Apple's HealthKit terms in your use of this integration.
By creating an account you consent to receive operational and transactional messages we are required or reasonably need to send to operate the Service (for example: account-deletion confirmations, security alerts, material changes to these Terms or our Privacy Policy). Push notifications are off by default and require your explicit opt-in; you may manage per-type preferences and quiet hours in the App or revoke push permission entirely from your device settings. Marketing communications, where offered, are opt-in and may be unsubscribed from at any time.
THE SERVICE AND ALL CONTENT, MATERIALS, INFORMATION, FEATURES, AND AI-GENERATED OUTPUT ACCESSED THROUGH IT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LOAM DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY DEFECT WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OBTAINED THROUGH THE SERVICE IS ACCESSED AT YOUR OWN DISCRETION AND RISK. NO ADVICE OR INFORMATION OBTAINED FROM THE SERVICE OR FROM LOAM OR ITS PERSONNEL CREATES ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LOAM AND ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH:
IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED US DOLLARS (USD $100).
The limitations in this Section apply even if a stated remedy fails of its essential purpose. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages; in those jurisdictions our liability is limited to the fullest extent permitted by law. Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited (such as liability for death or personal injury caused by our gross negligence, fraud, or willful misconduct).
To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Loam and its officers, directors, employees, contractors, agents, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees and litigation costs) arising out of or in any way connected with: (a) your access to or use of the Service; (b) your violation of these Terms or any applicable law; (c) your violation of any third-party right, including any intellectual-property, privacy, or publicity right; (d) Your Content; (e) any claim that your use of the Service caused damage or harm to a third party; or (f) any actual or alleged misrepresentation made by you. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with us. You may not settle any matter without our prior written consent.
You and Loam agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Service, or your relationship with us (collectively, “Disputes”) will be resolved exclusively through binding individual arbitration, except that either party may bring an individual action in small claims court if the claim qualifies, and either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect intellectual-property rights or to prevent unauthorized access to the Service.
Before initiating arbitration, you and we agree to attempt to resolve the Dispute informally. The complaining party shall send a written Notice of Dispute to the other (Loam at [email protected]) describing the nature and basis of the claim and the relief sought. The parties shall negotiate in good faith for at least 30 days from the date the Notice is received before either party may initiate arbitration.
The arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect (available at www.adr.org). The arbitration will be conducted by a single arbitrator in the English language. Unless the parties agree otherwise, arbitration will take place in the county where you reside or remotely. The arbitrator's decision will be final and binding and may be entered as a judgment in any court of competent jurisdiction. Each party shall bear its own attorneys' fees and costs except as otherwise required by the AAA Consumer Arbitration Rules or applicable law.
You and Loam each agree that any Dispute will be brought only in your or our individual capacity, and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. The arbitrator may not consolidate claims of more than one person and may not preside over any form of class proceeding. If a court decides this paragraph is unenforceable, this entire Section 20 shall be void as to that claim. You and Loam each waive the right to a trial by jury.
You may opt out of this arbitration agreement by sending written notice to [email protected] within 30 days of first accepting these Terms. Your notice must include your name, the email associated with your account, and a clear statement that you wish to opt out of arbitration. If you opt out, the Governing Law and Disputes provisions in Section 29 apply.
This Section 20 will survive termination of these Terms or your account.
The Service may contain links to, or rely on, third-party websites, applications, or services not owned or controlled by Loam (including, without limitation, our infrastructure providers, AI providers, voice infrastructure providers, payment intermediaries, and authentication providers). We are not responsible for the content, privacy policies, terms, or practices of any third party. Your use of any third-party service is governed by that party's own terms and is at your own risk.
If you believe content available through the Service infringes your copyright, please send a written notification to our designated copyright agent at [email protected] with: (a) a description of the copyrighted work you claim has been infringed; (b) the URL or location of the allegedly infringing content; (c) your contact information; (d) a statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law; (e) a statement made under penalty of perjury that the information in your notification is accurate and that you are the copyright owner or authorized to act on its behalf; and (f) your physical or electronic signature. We may forward your notice to the alleged infringer and respond in accordance with the Digital Millennium Copyright Act. Repeat infringers' accounts will be terminated.
The following additional terms apply to your use of the App downloaded from the Apple App Store (“App Store Sourced Application”). These Terms are between you and Loam, not Apple, and Apple is not responsible for the App or its content. Your license is limited to a non-transferable license to use the App on any Apple-branded products that you own or control as permitted by the Usage Rules in the Apple Media Services Terms and Conditions, except that the App may be accessed and used by other accounts associated with you via Family Sharing or volume purchasing. Apple has no obligation to furnish any maintenance or support for the App. To the maximum extent permitted by applicable law, Apple has no warranty obligation; in the event of any failure of the App to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price, and Apple will have no other warranty obligation. Loam (not Apple) is responsible for addressing any claims relating to the App, including product-liability claims, claims that the App does not conform to any legal requirement, and claims arising under consumer-protection or similar laws. Loam is responsible for investigating and defending any third-party claim that the App infringes intellectual-property rights. You represent that you are not located in a country subject to a US Government embargo or designated by the US Government as a “terrorist supporting” country and that you are not on any US Government list of prohibited or restricted parties. Apple and Apple's subsidiaries are third-party beneficiaries of these Terms with respect to the App, and on your acceptance Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.
If you obtained the App from the Google Play Store, you also agree to be bound by the Google Play Terms of Service in addition to these Terms. Google is not a party to these Terms and is not responsible for the App. Updates and support for the App are our responsibility.
We are constantly evolving the Service. We may add, modify, remove, suspend, or discontinue any feature or content (in whole or in part) at our discretion, with or without notice. We will provide reasonable notice of material changes that affect features you actively use. We are not liable to you or any third party for any modification, suspension, or discontinuation of any feature or of the Service as a whole. If we permanently discontinue paid features, we will refund unused prepaid amounts on a pro-rated basis where required by law.
You may stop using the Service and delete your account at any time using the in-app deletion flow or by contacting [email protected]. We may suspend, restrict, or terminate your access to all or part of the Service at our discretion, with or without notice, if we reasonably believe that you have violated these Terms or applicable law, that your continued access poses a security or safety risk, or that termination is required by law. Upon termination: (a) your right to use the Service ceases immediately; (b) any unused Moment Credits, Voice Credits, and other consumables are forfeited; (c) accrued rights, payment obligations, and any provisions that by their nature should survive termination — including Sections 9 (Your Content licenses already granted), 10 (Intellectual Property), 12 (Health Disclaimer), 13 (Voice Specific Terms), 14 (AI Disclaimer), 17 (Disclaimer of Warranties), 18 (Limitation of Liability), 19 (Indemnification), 20 (Arbitration), 27 (Export), 29 (Governing Law), and any other obligation you owed prior to termination — will survive.
The Service may be subject to US, EU, UK, and other export- control and economic-sanctions laws. You represent and warrant that: (a) you are not located in, ordinarily resident in, or a national of any country or region subject to comprehensive US sanctions; (b) you are not on the US Department of the Treasury's Specially Designated Nationals List, the US Department of Commerce's Denied Persons List or Entity List, or any equivalent list maintained by other governments; and (c) you will not use, export, re-export, or transfer the Service in violation of any applicable law.
Loam shall not be liable for any failure or delay in performing its obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including: natural disasters, acts of God, severe weather, pandemic or epidemic, war, terrorism, civil disturbance, government actions or orders, embargoes, power or telecommunications outages, internet failures, denial-of- service attacks, cyberattacks, software or hardware vulnerabilities, failures of third-party service providers (including cloud-hosting, AI, voice-infrastructure, and payment providers), or any other event of force majeure. During any such event our obligations are suspended for the duration.
These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply. Subject to the binding arbitration agreement in Section 20, any Dispute that is not subject to arbitration shall be resolved exclusively in the state or federal courts located in New Castle County, Delaware, and you and Loam consent to personal jurisdiction in those courts. If you are a consumer ordinarily resident in the European Economic Area, the United Kingdom, Switzerland, or another jurisdiction whose mandatory consumer-protection laws give you the right to bring a claim in your home courts under your home law, nothing in this Section deprives you of that right.
We may revise these Terms from time to time. Where we make material changes, we will notify you by posting a notice in the App and on the Site at least 14 days before the changes take effect, and where required by law by email to the address associated with your account. Your continued use of the Service after the effective date constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service before the effective date.
Severability. If any provision of these Terms is found unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible and the remaining provisions will continue in full force and effect.
No waiver. Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision. A waiver of any right or provision must be in writing and signed by an authorized representative of Loam.
Assignment. You may not assign or transfer your rights or obligations under these Terms, by operation of law or otherwise, without our prior written consent. We may assign these Terms freely and without notice. Any attempted assignment in violation of this section is void.
Independent contractors. Nothing in these Terms creates any agency, partnership, joint venture, franchise, employment, or fiduciary relationship between you and Loam.
No third-party beneficiaries. Except as expressly stated in Section 23 (Apple) or as required by applicable law, these Terms do not confer any rights on any third party.
Notices. We may give notice to you by email (to the address associated with your account), by in-app notification, or by posting notice on the Site. Notices to us must be sent to [email protected].
Headings. Section headings are for convenience only and do not affect the interpretation of these Terms.
Entire agreement. These Terms, together with the Privacy Policy and any additional terms presented to you for specific features, constitute the entire agreement between you and Loam regarding the Service and supersede all prior and contemporaneous agreements, communications, and understandings.
If you have any questions about these Terms, please contact us at:
Withloam Inc.
Email: [email protected]